Best Credit Card in USA

There are many credit card offers out there but which one is the best credit card?

No single credit card is the best option for every family, every purchase, or every budget. Your credit history, the composition of your family, how much you spend and on what, your travel plans and goals, and whether you are comfortable having multiple cards could all affect the best card for you.

There are so many credit cards available to customers that it can be hard to choose the best card.

There is no “one size fits all” credit card, but instead options for different types of people whether you are a foodie, road warrior, traveler, or someone looking to build credit.

The second annual U.S. News Best Credit Cards Awards recognize cards that lend consumers a helping hand in the COVID-era economy.

Following are some best credit cards:

1.Chase Sapphire Reserve

This is one of the best credit cards. The Chase Sapphire Reserve card offers a $300 annual travel statement credit against travel purchases charged during the year, including flights.

Once you earn the credit, you can begin earning three points per dollar on travel purchases and also you can earn three points on dining and one point on all other purchases.

One more thing is you will also get some terrific flexibility when you redeem your reward points.

You can use them to book your chosen airline or hotel through Chase Ultimate Rewards or transfer them to a partner airline or hotel rewards program, which may also increase their value.

2.Chase Freedom Flex

The Chase Freedom Flex launched in late 2020 and is a newcomer to the field launched with a splash. The Chase Freedom Flex credit card allows you to:

  • Earn 5% cash back on up to $1500 in combined purchases in bonus categories each quarter you activate.
  • Earn 5% cashback on travel booked through Chase Ultimate Rewards.
  • Earn 3% cashback at restaurants and drugstores.
  • Earn 1% cashback on all other purchases.

The Chase Freedom Flex offers a three-month complimentary membership to Door Dash’s Dash Pass offering free delivery on orders over $12 and 50% off Dash Pass for the following nine months.

3.Wells Fargo Propel American Express Card

This card offers extra rewards on seven different types of purchases. The Wells Fargo Propel American Express Card is a well-rounded card, offers unlimited 3X points per dollar spent on dining out, travel, and a number of streaming services like Apple Music, Netflix, Spotify premium, and so on.

A competitive new-cardholder bonus rounds out this card offer, too. Earn 20,000 points after you spend $1000 within the first three months, which is equivalent to $200 in cash.

This card also provides a year of no interest on purchases and balance transfers. Frequent travelers will like this card because it gives points not only on flights and hotels but also on car rental, homestays, and ridesharing services.

4.Blue Cash Preferred Card from American Express

It is the upgraded version of Blue Cash Everyday from American Express.

You can earn cashback every time an additional card member makes an eligible purchase with their card in the same way you do on your purchases.

Cashback is received in the form of reward dollars that can be redeemed as a statement credit. You can earn a $300 statement credit after you spend $3000 in purchases on your new Card within the first six months.

Earn 6% cashback at US supermarket on up to $6000 per year in purchases. You can earn 6% cash back on US streaming subscriptions and 3%  cashback at US gas stations and on transit.

5.Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a flexible option for those who don’t like spending with just one airline or hotel.

If you want to earn travel rewards without worrying about tracking spending categories and you want rewards that are simple to redeem, at that time Capital One Venture Card is a good option.

This card offers an unlimited 2X miles per dollar. This card also has a welcome bonus of $60000 bonus miles when you spend $3000 on purchases in the first 3 months from account opening.

The Venture Rewards has a $95 annual fee, and there are no foreign transaction fees. To see more about credit cards click here.

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