Does Walmart Cash Personal Checks?

Nowadays you want to make sure that you have cash a check beyond the bank. Most people find it boring to go to the bank to buy something. So they want to know if companies are also cashing checks because that’s a lot of convenience. Being able to go to the store and pay with a check can help a lot.

Walmart is a good example because a lot of people go to this type of store. Walmart can be a viable alternative to banks or other financial institutions for check cashing and other money services. You may use Walmart to cash a check for a variety of reasons, such as convenience, your check is close to expiration, or if you have received a check but don’t have a bank account. Well, they don’t cash personal checks, but they may cash two-party personal checks up to $200.

In this post, we have explained can you cash a personal check at Walmart? Let’s see!

What Types of Checks Does Walmart Cash?

Now, this is the time to figure out what type of checks are they cashing. The system is simple and very convenient, which is great. They are cashing in a variety of checks. These include payroll checks, government checks, tax checks, cashiers’ checks, insurance settlement checks, and 401(k) or the retirement account disbursement checks.

Keep in mind that not every Walmart will be able to withhold this amount due to local needs. So a visit to Walmart in your area is a great idea. There are some limits, two-way personal checks are limited to $200 and other checks are limited to $5000. That being said, there is a limit of $7500 between January to April.

How Can You Cash in Your Check at Walmart?

The check-cashing process is fast and convenient, anyone can do it. You need to be over 18 years old. The process of cash in your check at Walmart is very simple.

  1. You just visit the local Walmart store, bring the check and a valid ID with you. 
  2. Then you will cash your check at the customer service desk or the money services center. 

Note: the check cashing limit varies from state to state.

Walmart Check Cashing Fees and Limits

Firstly, you are limited to 3 transactions. The fee is up to $4 for checks up to $1000. There’s also a fee of $8 max for checks that are more than $1000. Walmart also has a fee of $6 max for the two-party personal checks up to $200. You may see detailed Walmart check cashing limits and fees.

Cash a Personal Check Without a Bank Account

It’s possible to cash a check without a bank account

  1. Cash it at the issuing bank (this is the bank name that is pre-printed on the check)
  2. Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.)
  3. Cash the check at a check-cashing store.
  4. Deposit at an ATM onto a pre-paid card account or checkless debit card account.

Why You Should Open a Bank Account

If you still use check-cashing outlets or the piggy bank, you’re missing out on the many benefits of managing your money with a bank account. Bank accounts offer convenience. For example, if you have a checking account, you can easily pay by check or through online bill pay, Bank accounts are safe. Your money will be protected from theft and fires. It’s an easy way to save money, Bank accounts are cheaper, Bank accounts can help you access credit.

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