How to Activate a Credit Card In 2021?

Are you apply for a credit card and have you recently received it from a bank or lender? Don’t carry inactivated credit card with you for a long time because if in case it gets stolen then you can’t identify theft just because it is inactivated. So, it is necessary to activate it on time.

The credit card activation process is very simple, you can do it online or over the phone. Here, we have given the step-by-step guide to activate a credit card.

Keep reading to finish your Credit Card Activation successfully.

Activate Credit Card Online

Step 1: Checking for Activation Information

You got a credit card from any company, you just require its official site where you can log in to activate your card. Many companies put their information behind the card and the remaining companies provide the information in kit.

Step 2: Setting Up Online Account

To activate your credit card, you have to open an account on the company’s website. To set your account, you will require an email address, social security number, date of birth, account number, and password. On some websites, you have no need to create an account.

Step 3: Logging to the Account

You have created an account on the company’s website. Now next process is to log in to activate your credit card. You need your id and password to log in to the website.

Step 4: Enter the Required Information

To activate your card, you will require information such as your name, credit card number, and security code will be needed. The security code will be provided on your card.

Step 5: Submitting Information

You just need to check out all the information filled by you. Then, click on submit or activate button to finish the credit card activation process.

Step 6: Confirm the Online Credit Card Activation

The company will send you a confirmation call or mail about your card activation process. If in case it doesn’t get then contact the issuer to confirm the activation process.

Step 7: Removing the Sticker And Signing the Card

Remove the sticker which is placed at the back of the card and sign at the back with your name.

Activate Credit Card by Phone

Step 1: Check for Activation Phone Number.

You can get the activation phone number at the back of your card. If you are not able to find that number then check your kit.

Step 2: Be Ready with Information to Service Representative.

The information includes account number, credit card number, security number (which is available on your card), date of birth, and social security number is a must. Some service representatives require your full name.

Step 3: Dial the Number.

Call on the number and listen to the directions provided by the service representative. By using a keypad you can enter the credit card number and security code.

Step 4: Completing the Process.

As you complete your procedure given by the service representative then the credit card will be activated.

Step 5: Remove the Sticker and Signing to Card.

Remove the sticker where the number is available then sign at the back of your card.

Advantages of Credit Card Activation

Following are the benefits of credit card activation:

  • The theft will identify easily which may compromise your account security.
  • If you failed to activate your card within 180 days then it could lead to it being canceled by the issuer.
  • The aim is that the card does not end up being used fraudulently.
  • The card is provided in the deactivated form to prevent it from being stolen.

In short, credit card activation is a very simple and clear process that requires few minutes to complete. It is all for several reasons. Activate it as you receive your card to prevent fraud.

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