How to Apply for Discover it Secured Credit Card

The Discover it Secured credit card offers several benefits, related to credit but also includes $0 fraud liability for cardholders and free shipping on card replacements. In this article, we are going to discuss how to get a Discover it secured card.

One of the best things about this card is that there is no transaction fee. The card also has no late fee on the first late payment. Like other secured cards Discover it credit card also offer cashback.

With the Discover it Secured credit card, you can earn 2% cashback on the first $1000 in combined quarterly spending at restaurants and gas stations. You can also earn unlimited 1% cashback on all other purchases. Before you apply for Discover it secured credit card, you have to qualify for it. How to qualify for Discover it secured card? You must be 18 years old to apply for Discover it secured credit card.

Apply for Discover it Secured Credit Card Online

There are two options to apply for Discover it Secured Credit card online. You can visit their homepage from here www.discover.com. If you have received an invitation, you can visit their website to fill out a special Discover credit card application.

Apply for Discover it Secured Credit Card Online Without an Invitation

Even if you don’t receive an invitation, you can still apply for a Discover credit card.

  • Once you reach their homepage, click on “Credit Cards” available on the top left side of the page then select “All credit cards”.
  • Now, you have to select the Discover it Secured credit card and click on the “Apply Now” option.
  • After that, enter your first and last name then hit the “continue” button. Follow the instructions to finish your application process.

Apply for Discover it Secured Credit Card Online with an Invitation

  • If you have received an invitation to apply for a Discover it Secured credit card, visit their website by clicking here.
  • After that, enter your invitation number and hit the orange “Continue” button. Follow the instruction to finish your application process.

Discover Credit Card Customer Service

If you have any questions related to Discover credit card, you can contact their customer service representative at 1-800-347-26-83. If you are outside the US, contact their customer service representative at 1-801-902-31-00.You can also reach them by writing

Discover Financial Services
P.O. BOX 30943
Salt Lake City, UT, 94130-0943.

Discover it Secured Credit Card FAQs

How do I activate a new card?

You can activate a new card by visiting the website or by calling a customer service representative at 1-800-347-26-83.

What are the benefits of the Discover it Secured credit card?

With the Discover credit card, you can earn unlimited 1% cashback on all purchases and 2% cashback at restaurants and gas stations on up to $1000 in combined purchase each quarter. All the earned cashback will be matched at the end of your first year.

Can I transfer a balance?

You can transfer a balance with the Discover it Secured credit card, you must have enough credit to do so. It may take 7 to 14 days to transfer a balance. The APR on balance transfers for the first 6 months is 10.99% and it varies depending upon the prime rate. It will be around 24.99% based on your credit history.

what credit score is needed for Discover it secured card?

You will need a credit score of around 660 or below.

Is there a way to avoid paying interest?

If you pay your new balance, you can avoid paying interest on new purchases. If you don’t pay your new balance in full, you will earn interest unless you have a promotional 0% APR.

What should I do if I am having financial difficulties?

Discover has a dedicated department that helps people who are having financial issues due to unemployment, illness, or other factors. You can contact them at 1-800-983-14-12.

Can I use my card overseas?

You can use your Discover it Secured credit card for foreign travel, make sure to notify Discover about your travel plans, so your card isn’t denied. You can contact their customer service at 1-800-347-26-83 or log into your online account.

Leave a Reply

Your email address will not be published. Required fields are marked *