If you are a student and looking for your first credit card to gain a lot more, the Discover it® Student Cash Back Credit Card is perfect for you. Not only for less hassle and flat-rate rewards but also for generating great credit, this card may be a better option.
For college students, there are not many credit card options that will treat you like an adult. The best credit cards are rewards-focused, but most of the cards given to students are bad. Fortunately, Discover it® Student Cash Back is one of the cards that offer students the same benefits as standard Discover it® Cash Back cardholders. Discover it® Student Cash Back offers a competitive cashback rewards program, which offers wonderful prizes to any student trying to advance their dollar.
For students who looking to build their credit, the Discover It Students Cash Back credit card is a great option. Discover it® Student Cash Back card offers the best cashback rewards. Furthermore, it is designed for credit card newcomers. However, you are a student with a high GPA, the Discover it® Student Cash Back card will provide you with even better rewards. The most common question asked by students is “Is Discover IT student cashback a secured credit card?” yes, it is a secured credit card with real rewards.
Now, check out the entire article for applying Discover it Student Cash Back credit card instantly. In this guide, we have discussed all the information that you may have to know while applying for a Student Cash Back credit card. It is also important that will I get approved for a Discover IT student card? Let’s read carefully.
How to Apply For Discover it Student Cash Back Credit Card Online
It is very easy to apply for Discover it® Student Cash Back credit card online. There are mainly two options, first, you can visit their homepage at www.discover.com. Second, if you are invited to apply, you can visit their website to fill out a special Discover credit card application. You can easily apply for Discover it student cashback credit card with or without invitation.
Apply for Discover it Student Cash Back Credit Card Online Without an Invitation
If you have not received an invitation, you can still apply for a Discover it® Student Cash Back credit card. For that, you have to follow the following steps.
- First, visit their homepage www.discover.com.
- Once you visit the homepage, click on “Credit Cards” near the top left side of the page.
- Then, select the “All Credit Cards” option.
- Now, choose the Discover it® Student Cash Back credit card and click “Apply Now”.
- Next, provide your first and last name and click on “Continue”.
- After that, follow the prompts to finish your application.
Apply for Discover it Student Cash Back Credit Card Online With an Invitation
If you have received an invitation to apply for a Discover it® Student Cash Back credit card then you have to follow the below steps to complete its application online.
- Firstly, visit their website www.discovercard.com.
- Next, enter your invitation number.
- Then, click on the orange “Continue” button.
- And now follow the prompts to finish your application.
Discover it Student Cash Back Credit Card Customer Service
If you have any questions or concerns about your Discover it Student Cash Back credit card, contact their customer service representative at 1-800-347-26-83. If you are outside the United States, you can contact them at 1-801-902-31-00.
You can also write them at:
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT, 94130-0943.
Discover it® Student Cash Back Credit Card FAQs
How do you activate a new card?
You can activate a new card by visiting their website or by calling customer service at 1-800-347-26-83. You will need the three-digit code on the back of the card.
What are the benefits of the Discover it® Student Cash Back Credit Card?
With the Discover it Student Cash Back Credit Card, you will get a 5% cashback bonus at Amazon.com and Wholesale Clubs on up to $1,500 in purchases when you activate. Plus, you’ll get an unlimited 1% cashback on all other purchases. All cash you earn will be automatically matched at the end of your first year. Get $20 credit for each school year you have a GPA of 3.0 or higher for up to the next five years.
Can I transfer a balance?
With Discover It Student Cash Back Credit Card, you can transfer the balance as long as you have enough credit available to do so. It may take seven to 14 days to transfer the balance. The Discover Student Cash Back Card offers a 10.99 percent APR for the first 6 months. After that, the APR can change based on the prime rate. This is usually 14.99 to 23.99 percent on your credit history.
If you pay a new balance every month, you can avoid paying interest on new purchases. If you do not pay the balance in full, you can earn interest unless you have 0 percent APR.
What should I do if I’m having financial difficulties?
Discover has a dedicated department to help people who are struggling financially due to unemployment, illness, or other reasons. You can reach them at 1-800-983-14-12.
Can I use my card overseas?
You can use your card for foreign travel. Be sure to notify Discover about your travel plans, however, your card is not denied. You can call their customer service at 1-800-347-26-83 or log in to your Discover Online account to notify them.