If you spend $12,000 a year and look at expenses from all categories, Capital One Spark Cash is the best card for business. This is one of the easiest decision-making credit cards. That’s why it is named as one of the best credit cards for business owners.
The Spark Cash from Capital One is a reliable business credit card option that most small business owners should consider. It is designated for businesses with excellent or good credit scores. The card makes it easy for entrepreneurs to earn a lot of cashback on all kinds of spending. With this card you will earn 2% cashback on all purchases, there is no limit on how much you can earn and there are no special categories to keep track of. There is an annual fee but a waived for the first year.
Now, you should read the whole article and get everything you need to apply for Spark Cash from Capital One credit card online. Read on to learn more about Capital One Spark Cash credit cards.
How to Apply for Spark Cash from Capital One Online
You can quickly apply for Spark Cash from Capital One credit card online. You have to follow the below-mentioned steps carefully.
- To start, visit their official website www.capitalone.com/credit-cards.
- Then, click on the “See All Cards” compare all their cards.
- Now, find the Spark Cash from Capital One credit card after you tick “Cash” in the Rewards section.
- Next, click the green “Apply Now” button under the Spark Cash from Capital One card.
- After that, provide your first and last name, your date of birth, and your Social Security number.
- Now, answer the question about your citizenship, and then enter your residential and mailing addresses.
- Next, provide your email address and your phone number.
- Then, select your employment status and enter your annual income, your monthly housing payment, the type of bank accounts you have, and whether you would like blank cash advance checks.
- Now, check the box agreeing to their Electronic Communications Disclosure.
- Finally, click the “Continue” button and follow the prompts to finish your application.
Other Ways to Apply for Spark Cash from Capital One Credit Card
You can apply for Spark Cash from Capital One credit card by phone by calling 1-800-695-55-00.
Capital One Spark Cash Credit Card Customer Service
You can reach Capital One Spark Cash customer service by phone calling at 1-800-227-48-25.
You can also write them at:
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT, 84130-0287.
Spark Cash from Capital One Credit Card FAQs
What are the benefits of the Spark Cash from Capital One credit card?
With a Spark Cash credit card, you get an unlimited 2% cashback on every purchase you make.
What is the APR for a Capital One credit card?
The APR varies according to your credit and is based on the Prime Rate. The APR is about 18.74 percent.
Is there an annual fee?
Spark Cash credit cards do not have an annual fee for the first year and thereafter $95 annually.
Is there a late fee?
If your payment is late, you can be charged a late fee of up to $39.
How long will it take to get my Capital One card?
In most cases, it will take about seven to 10 business days to receive your card.