How to Apply for Spark Classic Credit Card from Capital One

Spark Classic credit card is a good choice for small business owners with fair credit. With Spark Classic credit card, you can earn 1% Cashback on every purchase. This credit card helps to build your score while earning Cashback rewards at the same time.

Many credit cards especially Cashback cards charge foreign transaction fees of 3% for purchases made outside the US, this card does not charge any annual fee.

Capital One issues a Spark Classic credit card that is suitable to applicants with good credit, which means you need a score of about 690 and more.

If you don’t have enough credit to be considered for other, business cards, and your business requires a convenient way to make purchases then Spark Classic credit card is a good choice.

Apply for the Spark Classic Credit Card Online

You can easily apply for the Spark Classic credit card by following the below steps:

  • To apply for a Spark Classic credit card, visit their website www.capitalone.com/credit-cards.
  • After that, click on “See All Cards”, to compare all their cards.
  • Now, search Spark Classic credit card after you click on “Cash” in the Rewards section.
  • Then, click the green “Apply Now” button under the Spark Classic card.
  • After that, you have to provide your information like first and last name, SSN, date of birth, answer to the question about your citizenship, then enter your mailing and residential address.
  • Enter your phone number and email address, then select your employment status and enter your monthly housing payment, annual income, and whether you would like a blank cash advance check.
  • Before you finish the application process, check the box showing agree to their Electronic Communication Disclosure.
  • Press the “Continue” button to finish your Spark Classic from Capital One credit card application process.

Other Ways to Apply for Spark Classic Credit Card from Capital One

You can also apply for a Spark Classic credit card by calling 1-800-695-55-00.

Capital One Customer Service

You can reach customer service by calling 1-800-227-48-25.

Capital One
Attn: General Correspondence
P.O. BOX 30285
Salt Lake City, UT, 84130-0287.

Spark Classic Credit Card from Capital One FAQs

What are the benefits of the Spark Classic credit card?

With the Spark Classic credit card, you can earn 1% Cashback on every purchase.

What is the APR for Spark Classic credit card?

The APR for Spark Classic credit card is around 24.74% and it varies depending on your credit and Prime Rate.

Is there an annual fee?

Spark Classic credit does not charge any annual fee.

Is there a late fee?

If your payment is late after the deadline, you will be charged a late fee of up to $39.

How long it will take to get a Capital One card?

It will take up to 7 to 10 business days to receive your card.

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