In the previous article, you may have seen how to close a bank of America credit card account? Now in this article, we will see how to make a payment to the bank of America? You don’t know how to do it. Don’t worry about it.
There are many ways through which you can pay off your credit card bills. It includes pay online, send in a check, pay by phone, pay at an ATM or you can go into a bank of America branch.
All the things mentioned above are explained below in this article.
Online Bank of America Credit Card Payment
Generally, people use online payment methods to pay their bills. You just need a smartphone or a computer and the most important internet connection and you will be able to pay off your account.
For this, you need to first log on to your Bank of America account and choose the ‘Bill Pay’ option or you can directly go to the credit card bill payment option and after that follow the instruction on the screen to pay your bill.
If you are using your mobile, at that time you have to the Bank of America Mobile Banking app and select the ‘Make a Payment’ option. Here also you have to follow the instruction to pay your bill.
Pay Bank of America Credit Card with Another Bank
To pay your bills using an account from different banks navigate to the Bank of America website and navigate to the ’Bill Pay’ option and follow the instruction on the screen.
After that, select the ‘Manage Pay To/Pay from Accounts’ option. Then a popup menu will appear, from there select ‘Add Pay from Account’.
Again, follow the instruction on the screen. You will need your account number as well as your bank’s 9-digit routing number to complete this process.
If you want to transfer money from your bank of America savings or checking account to your bank of America credit card then click on the ‘Transfer/Send’ button.
After that, a popup menu will appear, so choose the ‘Between My Accounts at Bank of America’ option.
Then, follow the instructions given in the ‘Make a Transfer’ tab. Here also you will need your account details.
Pay at Your Local Branch or ATM
This payment makes variation between paying by mail and paying online. Paying in your local branch or ATM, you get the speed of paying online but it is not necessary to complete this operation online.
Make sure that when you pay your bill at a local branch or ATM you bring your payment with you either in the form of a cash or check.
If you are paying at an ATM don’t forget to insert your credit card and click on the ‘Make a Payment’ option from the ATM and follow the instructions on the screen to complete this process.
This method is not applicable to business accounts.
Make Your Credit Card Payment by Mail
There are different ways to make a bank of America credit card payment one of them is payment by mail. If you don’t have a computer or you don’t want to perform these transactions online. At that time, you may have the option to pay your credit card bill by mail and it’s a great option for you.
If you will go through this option, it is essential that you send your payment early enough that it arrives on time.
To make your credit card payment by mail, you can get the address from the bank of America website or the latest account statement.
There are different addresses for consumer card payments for standard delivery, business account payments, and consumer card payments for overnight delivery and these addresses are given below:
Consumer card payments for standard delivery
PO Box 15019
Wilmington, DE 19850-5019
Consumer card payments for overnight delivery
Bank of America
Attn: Payment Processing
900 Samoset Drive
Newark, DE 19713
Business Card Payments
Bank of America Business Card
PO Box 15710
Wilmington, DE 19850-5710
Pay Bank of America Credit Card by Phone
To make a bank of America credit card payment by phone, call to customer service number at 800-236-6497.
Follow the instruction and one more thing is that there is no fee applicable to use this service.
Checking Your Credit Card Balance
You can check your credit card balance either through the Bank of America website or their mobile app.
For this, you need to first log on to their website, after that you can easily see your current balance and find when is your next payment. To find more information about credit card payments click on the related post.