No Annual Fee Credit Cards

Have you been searching for credit cards with no annual fee? If yes, then you are at the perfect place. The user always searches for the products with no annual fee, because no one would like to pay the annual fee for whatever facility they have availed. You must always be looking for the right option with amazing perks. In this guide, we discussed the top 5 No Annual Fee Credit Cards that one can apply for. Let’s take a look.

1. CITGO Rewards Credit Card

CITGO Rewards Credit Card

This card offers a 5% discount for every single gallon of gas purchased at a CITGO station, using this zero annual fee card. You must know that this card is only accepted at the CITGO. The user can also enjoy fuel statement credit on each and every gallon purchased. There are 5,500 CITGO locations where the user can get such benefits. The users also have the choice to add authorized users at no cost. This card also provides ATMs and there are extra special offers and events for the user. There is zero fraud liability and it also offers online account management features for additional benefits.

2. Target REDcard

Target REDcard Credit Card

This no annual fee credit card gives a 5% discount on every single Target purchase when customers checkout in-store as well as online. i.e. if you shopping for $100, your total will be knocked down to $95 when you make a payment with your Target RedCard™. This 5% discount is also valid for Starbucks outlets inside the Target stores, as well as Target’s different subscription services. One of the biggest drawbacks to purchasing things online is the fees you may pay to have your products delivered. But, This card from Target vanishes that problem with free two-day shipping on most online orders. The customer will also have 30 extra days for the returns that is also the best feature provided by Target. So, if you are looking for the best option, then this no-annual-fee credit card can be the perfect pick for you to complete all your desire.

3. BankAmericard Cash Rewards Visa

BankAmericard Cash Rewards Visa

This is also another best option with exciting features. This card fits perfectly in the wallet of Bank of America customers. The cardholders can earn 3% cash back on gas purchases, 2% cash back at wholesale clubs and grocery stores, and unlimited 1% cashback when the user swipes up the card to make purchases elsewhere. There is a variable interest rate that starts from 13.24% and goes up to a maximum of 23.24%. There is a 0% interest rate on each and every purchase for the first twelve billing cycles. This card provides 0% intro APR for the 60 days from account opening for both qualifying fund transfers and purchases.

4. TD Ameritrade Client Rewards Visa

TD Ameritrade Client Rewards Visa

This card has absolutely no annual fee. And, this is also a good option that offers a great 1.5% cashback on cardholders for each purchase that the cardholder makes using this card. This 1.5% cashback can reach 1.65% in case if the user manages to deposit that refund straight into the TD Ameritrade investment account. Moreover, The cardholder can earn 1.5% rewards and $100 cashback on all eligible purchases. This no annual fee card enables cardholders to collect so many points as they can for however long they require so it can be used when they actually want it. It has a variable annual percentage rate of 13.24%, 18.24%, or the 23.24% which will be based on the credit history of the cardholder. It comes with some standard Visa® travel perks. The cardholder is completely protected from any unofficial transactions or access to their TD Ameritrade Client Card.

5. Capital One QuickSilver Cash Rewards Card

Capital One QuickSilver Cash Rewards Card

This capital one QuickSilver cash card provides the cardholder 1.5% cashback on every purchase he/she make with the card and the cardholder can redeem the rewards for any amount at any time. For sure, This card does not charge an annual fee. The first 15 months from account opening, you can make purchases and you will not be charged interest. As well, The same 0% APR introductory period is valid to qualifying fund transfers you may make from high-interest credit cards. Moreover, the cashback rewards do not expire as long as you have your account active. This card also offers the $100 cash bonus that the user can get after he/she manages to spend $500 using the same card within the first 3 months of the account activation.

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