Surge Credit Card Login and Payment Guide

Continental Finance issues the Surge credit card which gives financial respite by helping you overcome your testing times to the best of your capacity without asking for help from anyone else. So, if you have a fair credit score, it knows how to address the financial requirements, it knows how to address the financial requirements based on the creditworthiness.

However, it leaves you with high charges for you to bear, such as the following:

  • The annual fee is $125 for the first year, after that slightly less at $96 in the subsequent years.
  • You have to pay $10 annual maintenance fees after the first year.
  • You need to pay $30 as the way of authorized user fees.
  • There is a card limit of $500. However, card users based on their consecutive bill payments can choose for the limit increase.
  • APR 29.99%.
  • Celtic Bank will appraise your creditworthiness and accordingly from $0, $50, $100, $150, $500 you are supposed to pay. This is also relating to the fact that Surge Mastercard can be either fully secured, or unsecured, or even partially secured.

Features Associated With the Card

  • You get a credit limit of $500

Once you log in surge credit card and get a credit limit of $500, it gives you satisfaction while you are in the process of strengthening your financial security. however, consider the annual fees which will lessen the available credit at once.

  • Application and associated formalities are quick and easy

Continental Finance, the issuer is familiar with the basic marketing procedure of giving maximum ease during the time of application. You will get an immediate response, as you go for an online application. The maximum time it requires is 7 to 10 business days. Based on your approval and filling in the required information, you will get the Surge Mastercard credit card login page where now you have your details to log in.

  • Get a fees waiver on the first year

If you have newly opened the account, then you do not have to pay the foreign transaction fee and cash advance fees.
However, cash advances accrue interest right away, so it is best to avoid them. If you think that your financial condition may be heading toward better times, then think again. You have to endure the brunt of its annual fees adversely affects its credit limit. So, it is important to know what you are going to do before you head for the Surge credit card login page.

How to do Surge Credit Card Login

  • Visit the
  • After that, click on the “Portal” option.
  • Then you will be asked to choose the card.
  • Choose the card from the drop-down menu.
  • Login
  • There will a page where you have to enter your username and password.
  • Hit the “Continue” button and now have full access.

Customer Service Number

If you have any queries related to the Surge credit card you can call at 1-866-449-4514. Professional aid can indeed do wonders towards giving users their desired solutions in a friendly way who feel more attached to the company. Once you login into your Surge Mastercard account, you can do different online payments concerning daily life be it payment of bills, keeping in check the statement history in a simple manner.

Pros and Cons


  • It helps you to overcome the low credit problem.
  • It sends your payment history report to credit card bureaus which helps towards building you’re your reputation in the financial platform.
  • This will address your concern about getting an unsecured card.
  • It can be used anywhere Mastercard is operational.


  • High purchase APR.
  • The fee is quite high which will raise the eyebrows of people who are looking to obtain financial assistance for themselves.

Final Thoughts

If your credit is low and you are searching for ways to get it financially improve, then you may go towards the unsecured card. However, there are sometimes when they approve of the secured version much to your discomfort. So, you don’t need to worry about that “High Costs” are somewhat which is associated with this card and the user has to endure its brunt.

When considering the overall scenario, there are some other cards for the users who are searching to get their head start convincingly. This card has a mix of pros and cons for the users to decide.

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