Are you suffering from the question like Does the Walmart cash checks? Well, this question is also comes in the most Walmart shoppers and other people’s mind. Don’t need to worry about that. Because you can cash your check at your local Walmart store and get your money instantly.
This Walmart check cashing service not only provides the fast service but it is more reliable and conveneint also. The best part of this Walmart check cashing is to either you don’t need to have any bank account to your cash check or no need to register to access the service. For additional convenience, Walmart allows you to load your Walmart MoneyCard with the money you cash.
From this post, you can get all the important guide on how the Walmart check cashing service works. Let’s read on.
What Types of Checks Does Walmart Cash?
You can cash a variety of checks at Walmart’s Money Center. However, the check you wish to cash must be within Walmart’s accepted checks. This icludes a different variety of checks such as payroll checks, tax refund checks, government checks, insurance settlement checks, two-party personal checks up to $200 as well as 401k and retirement disbursement checks.
According to Walmart, they can withhold checks until they are pre-printed. If you’re not sure if your check meets the criteria listed, you can verify it at their customer service desk. Walmart MoneyGram also cash in orders if originally purchased on Walmart.
How to Cash Your Check at Walmart?
Walmart makes cash checks and easy in their store. You do not need to register to enter the service, even you don’t need to have a bank account to check at Walmart. In addition, you don’t even need to shop at your local Walmart store to prevent checks.
To cash your check, give the approved check for cash at the Money Center in your local Walmart store, along with a photo ID issued by the government. This could be your driver’s license or passport. You may also need to submit your Social Security number.
Be sure to bring all the mentioned documents with you so that the process is quick and easy. Once you have submitted all the necessary materials you will have the money in a few minutes.
Walmart Check Cashing Fees and Limits
Walmart controls single check cashing transactions at $5000. Whereas, this limit is temporarily increased to $7500 from January to April. The Walmart limits daily check-cashing transactions to less than -5000.
In terms of transaction fees, Walmart charges $4 to withhold checks up to $1000. For checks between $1001 and $5000, you’ll be charged $8.
The maximum amount you can transact if you wish to withhold a two-party personal check is $200, for which you will be charged a maximum of $ 6.
If you are earning more than 000 5,000 in cash between January and April, Walmart recommends checking with their customer service department to find the maximum fee.
PS If you have a Walmart Moneycard, the card may contain cash or all the money you paid, as it is a reloadable prepaid card. In short, Walmart charges a reload of $ 3 for this service. However, the fee is waived if you load the check with cash. The original check cashing fee is still charged.
Walmart check cashing services are fast, reliable, inexpensive and very convenient. Plus you don’t need a bank account to cash your checks. As long as your local Walmart store is open, where the hours of operation increase compared to the bank, you can have cash whenever you want.