Zero Interest Credit Cards

Have you been searching for a credit card with zero percent interest rates and tons of benefits to enjoy? If yes, then you are on the right screen. And, if you know all your requirements regarding the card, then it becomes easy to make the choice. In this guide, we discussed the top 5 Zero Interest Credit Cards that one can apply for. Let’s take a look.

1. Citi Diamond Preferred Card

Citi Diamond Preferred Card

Citi Diamond Preferred Card is perfect for users looking for the long 0% intro APR to avoid interest on balance transfers and purchases. For the fund transfer, the 3% fee is being charged to the user. After an introductory period, there will be an interest rate of 13.74% – 23.74% based on your creditworthiness. There is no annual fee for this Preferred card, which is a great feature if your aim is to pay off debt. Moreover, This card offers special access to cardholders to tickets for flights, exclusive events, including sporting events, hotels, and more. Also, the user can enjoy travel protection, Citi private pass, extended warranty, as well as theft and damage buy protection. Users are not responsible for unauthorized charges.

2. Chase Slate Visa Credit Card

Chase Slate Visa Credit Card

This balance transfer card gives you a 0% introductory rate for a specific period so you can easily transfer and more pay off the balance you owe on another card. The 0% intro APR offers for the 15 months of the account opening for both fund transfers and purchases. Once the intro period is completed, there will be a variable APR of 17.24%-25.99%. It comes with the intro balance transfer offer in which the user will not have to pay any transfers made during the 1st 60 days of the account is open. This card has a $0 annual fee. The user will also be able to enjoy the monthly FICO Score for free. Importantly, The Chase Visa Credit Card has won the awards of Best Balance Transfer Card for 4 successive years so you can call it the perfect choice.

3. Citi Simplicity MasterCard

Fifth Third Bank Platinum MasterCards

The 0% intro APR for the 21 months from account opening for both qualifying fund transfers and purchases. After the intro period (first 21 months), the user will have to pay the fee of 3% on the fund transfers. When it comes to the interest rate, then it would be 13.24% – 23.24% after the 21 months from account opening. And, the interest rate after the introductory period would be based on the customer’s creditworthiness. This card has a $0 annual fee, a penalty fee, and a late fee. Some of the amazing perks of this MasterCard are, travel & emergency assistance, Citi identity theft solutions, extended warranty, worldwide car rental insurance, $0 liability on the unauthorized charges, and more. If customers have any concerns regarding the card, it offers 24/7 customer service.

4. Wells Fargo Platinum Visa Card

Wells Fargo Platinum Visa Card

The 0% intro APR for the 15 months from account opening for both qualifying fund transfers and purchases. After the intro period, the user will have to pay the fee of 3% on the fund transfers. As well as, a variable APR will apply after the intro period, so you will have to make a plan to pay down all or most of your debt during the 15-month timeline. And, the interest rate after the introductory period would be based on the customer’s creditworthiness. This Wells Fargo Platinum Visa Card also offers some more benefits such as auto rental collision damage waiver, travel & emergency assistance services, travel accident insurance, zero liability on unauthorized transactions, rapid alerts, cell phone protection, and more.

5. Fifth Third Bank Platinum MasterCard

Citi Simplicity MasterCard

This is also another best option with exciting features. This card has a 0% interest rate on qualifying fund transfers and purchases for the first 15 months. After the intro period (first 15 months), there will be a 4% fee on balance transfers and an 11.24% to 24.24% interest rate that will be dependent on the user’s creditworthiness. There is no annual fee for this Preferred card. There is cellular phone protection, identity theft resolution service, zero liability protection, MasterCard global service, travel assistance services, etc that makes this card the best option. It also offers price protection and an extended warranty that cash holders would like to have. Hence, this card has some great advantages to look at and the pretty good financial flexibility that makes it one of the best zero interest credit cards.

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